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InvestEd :: Wealth Education for Australian Investors

Finance and Banking

Finance and Banking sounds a bit boring, but is actually one of the most important aspects of investing. Most wealth comes from leverage - leveraging your time by investing in passive investments which allow your money to work for you, and leveraging your money by using other people's money to give you more investing power and magnifying your returns. This topic deals with leveraging money - how to borrow money, how to structure your finances, and how do deal with financial institutions and mortgage brokers.

Links to more finance and banking information on InvestEd:

Finance and Banking Articles

Does Inflation Help or Hinder Leveraged Investments?
A rather technical discussion about the effects of inflation on investment returns.
Simon Hampel
How to Structure Your Property Loans for Maximum Stability and Control
Special Report For Property Investors
Ed Nixon
How Margin Loans Work
Margin loans - what are they, how do they work, and how to avoid margin calls
Simon Hampel

Recent Discussion Threads

looking to refinance - any better options? (new posts)
Am looking to refinance a Homepath homeloan to increase equity in my own property, worth $850k Looking to refinance to about $680k (max without attracting LMI) CBA are offering me 6.26% (0.6%...
» Posted by danrts in the Finance and Banking forum
» 0 replies; 86 views
Report Details How Lehman Hid Its Woes as It... (new posts)
It is the Wall Street equivalent of a coroner’s report — a 2,200-page document that lays out, in new and startling detail, how Lehman Brothers used accounting sleight of hand to conceal the bad...
» Posted by Tropo in the Finance and Banking forum
» 0 replies; 62 views
Term deposits
Hey guys I'm thinking of dropping some cash into a term deposit soon. After checking around i've managed to find a pretty good one in RBonline (rural bank online). The interest rate is healthy and...
» Posted by 13109990 in the Finance and Banking forum
» 5 replies; 192 views
Mortgage Broker Industry - How to get in!
Hi any mortgage brokers here offering some advice on how to get into this industry. I am in a job where I don't want to be and am looking a career path change. Can you please advise on what...
» Posted by TROM in the Finance and Banking forum
» 4 replies; 423 views
Why use a mortgage broker ?
Why use a mortgage broker ? I have never used one in the pass 20 yrs. Thinking of getting one for SMSF loan. Can they get a lower interest rate for you, rather then what the bank is...
» Posted by Grace in the Finance and Banking forum
» 10 replies; 443 views
Business Banking
Any suggestions for a bank to setup a business account? Will go and have a browse on infochoice but am curious as to whether there are any standouts?
» Posted by Insight in the Finance and Banking forum
» 2 replies; 145 views


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