2005 October

Steve Navra has written an article explaining his concepts of living on the equity built up in your investment portfolio. This is part 1 of a series of articles: Living on Equity - Part 1: Preliminary Concepts

Synopsis

Living on Equity (LOE) is a financial strategy which optimises your property, share and cash investments so you can get each dollar working 6 times to accelerate your wealth creation. By working your assets more efficiently you can achieve financial independence more quickly. You can then choose if, when, and how hard, you work. Part 1 of this five part series, lays the groundwork for examining the living on equity strategy in detail in parts 2 & 3.

Steve Navra has written a new article explaining his concept of buying properties based on rental yield: Rental Reality

Synopsis

The theory of rental reality is based on choosing investment properties that suit the income levels of prospective renters in the region you are considering. Tenants care little about interest rate increases / decreases, inflation or market emotion. Tenants care mostly about their individual level of affordability. It thus makes sense to base our method of property valuation on this factor. This article describes the theory and shows you how to calculate the value of a property based on rental reality.

Steve Navra has written an article explaining the concepts behind his trading strategies: Dollar Cost Trading

Synopsis

Dollar Cost Trading (DCT) is a quantitative share trading methodology which aims to outperform a buy and hold approach irrespective of whether the share price goes up, down or merely trends sideways. DCT outperforms by taking the contrarian approach of purchasing as the share price falls and then selling as the share price rises. In this way added value can be realised because the share was purchased when it represented better value for money and subsequently sold when the price was higher to realise greater profit. One of the distinguishing features of DCT is that there is no prediction involved in the system; it is purely reactive and objective. In this article we outline the key concepts which underlie this unique share investment method.