InvestEd Blog

Simon interviewed Nigel for a podcast about Landlords Liability where Nigel explains the risks that landlords face.

Synopsis

This podcast discusses the real issues regarding potential liability issues faced by real estate landlords and explains: what are the risks, and what steps can be taken to minimise them.

We have a new Finance Radio feature on InvestEd - with news, company updates and information sessions as audio updates from many different Australian companies. This is a great tool for keeping track of your favourite companies, and is very useful as a learning centre as well, with educational material and market updates. Look for the Finance Radio link in the navigation bar on each page.

Simon has written a rather technical article discussing some of his finding when investigating the effects of inflation on leveraged investments: Does Inflation Help or Hinder Leveraged Investments?

Synopsis

While inflation causes the cost of borrowed money to decrease over time (in real terms), it also causes the value of invested capital to decrease over time (again in real terms). This article briefly discusses the phenomenon and investigates how these two competing forces interact and whether inflation is indeed better or worse for leveraged investments.

Nigel has written a new article with some insight into whether shares or real estate are the better asset class for wealth creation: Property vs Shares - the real story!

Synopsis

Looking at the long term average returns on property versus shares sees largely similar results. So why is there such a debate about which asset class is better? This article suggests some reasons and explains why one may well be better than the other!

Jacque Parker has written a new article with some tips for buying property: Property Buying Tips

Synopsis

Investing in a property is often a large financial commitment, which requires much preparation and due diligence to ensure that you are getting value for money. So it’s important to get it right! This article offers some tips to consider when buying property.

Another new topic area - this time about the economy and how it impacts on us investors. You’ll find discussion on inflation, interest rates, government policy, and more: The Economy

Not a new topic for us really - just another sub-topic being added actually! Margin loans are a popular enough topic to warrant their own sub-topic under Finance and Banking - Margin Loans

We have added a new discussion topic: Financial Planning - which is for discussion about the financial planning process, and also about finding a financial planner. This topic is also a suitable place for people who are considering becoming a financial planner to discuss courses and study options.

Nick Moustacas has written a new article about the Transition to Retirement and how it can benefit soon-to-be retirees: Transition to Retirement

Synopsis

The “transition to retirement” was initially introduced as a means of allowing taxpayers over 55 years of age, an opportunity to slow down (ie reduce the number of hours worked) without having to reduce the net disposable income (by replacing the decrease in salary with a small pension drawn on retirement savings). However, the way the rules were introduced they also allow much more creative methods of enhancing your retirement savings.

Nick Moustacas has written a new article about tax planning and managing tax risk: Tax Planning

Synopsis

A common mistake is to believe that tax planning is optimised when every opportunity to reduce tax is taken. This is because some opportunities to reduce tax rely on strained interpretations of the law. Therefore, tax planning involves much more than taking the option that at first appears to result in lower tax costs. It involves objectively assessing and actively managing tax risk.