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This is a general comment only and does not constitute advice. Before making legal or financial decisions you should seek advice from a professional adviser, who can take into account your specific circumstances and investment goals.
Nigel, excellent and it has a bit of a mental twist when you work for yourself ... I must get back to work ....
Dave
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This is a general comment, opinion or view on experience and does not constitute advice. Spelling and grammatical errors included to add character and originality!