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This is a general comment only and does not constitute advice. Before making financial decisions you should seek advice from a professional adviser, who can take into account your specific circumstances and investment goals.
Well...I've had a couple of clients who have used it, and in their circumstances it did not work for them. The reason for this is basically that they needed cash to trade and this did not provide it.
I'm actually attempting to explosre the idea a bit more on behalf of another client.