Hi

Banks normally don't assign value to business unless it one of the approved franchise. Each bank have their own approved franchise list.

Generally speaking though, when you buy a business, bank will lend you 50% of the purchase price max. The rest you will have to put in yourself either by equity or cash. You will also need to provide other security such as mortage over lease and mortgage over liquor license if it's a bar or restaurant.

You will also need to amortise the debt over say 5-7 years. The general idea is that a business should pay itself off over that time frame.

good luck