Thanks for clearing that up Jacque. I don't condone your passion for property, however I did think that suggesting that financial advisers someone recommend a product over another proudect because they get a kick back is unfair.

They expect to be paid for their service just like you do. They get it via trailing fees, whereas you get it as a fee charged seperatly. Either way both of you get the fee for service. I'm sure both of you will offer quality advise in your field, and both will expect to get paid for it.