Hi BSB,
I'm in PSS but in the old defined benefit scheme. Link and information follows on insurance available in the accumulation scheme for new employees from 01072005.
PSS accumulation plan insurance information
Insurance for you and your family
Use this area to learn more about your insurance with us and what you may have to consider.
A quick overview of the insurance we provide
When should you check your insurance
Change your insurance
Claim your insurance
A quick overview of the insurance we provide
Insurance can help you protect your current lifestyle and provide for your family in the event of your sickness, injury, or death.
Our insurance is provided by AIG Life.
Basic Death and Total & Permanent Disability (TPD) cover is automatically provided when you join if you:
are under 65 years of age; and
join the PSSap within 60 days of starting your new job if you're permanent or non-ongoing; or
join the PSSap within 30 days of starting your new job if you are casual.
Basic Death & TPD cover is compulsory if you are eligible, but you can change the level of cover.
Income protection is automatically provided to you when you join if you are a permanent or non-ongoing (contract) employee, who works 15 hours or more per week. You can change the level of protection, vary the waiting period or opt out altogether.
Premiums are deducted from your PSSap account at the end of each calendar month.
An insurance benefit payment will only be payable if a claim is accepted by AIG Life.
Find out more about insurance for you and your family in our Product Disclosure Statement.
When should you check your insurance
We recommend you check your insurance arrangements at least once a year. A good time to do this is when you receive your annual member statement.
However, circumstances in your life may change at any time, and your insurance may be affected or you may need to review your arrangements to ensure they are still appropriate for you. Here are some examples of circumstance changes which may affect your insurance:
A change from permanent to casual, or casual to permanent work
Overseas posting
Salary increase or decrease
Turning 65 years of age
If you go on Leave Without Pay
Marriage
Divorce
Birth of a child
Death of a spouse
If any of these relate to you, or you are simply not sure if a change will affect your insurance, just ask us by email or call us on 1300 725 171.
Change your insurance
You can apply to change your insurance at any time, but there are terms and conditions.
Before making any decisions, please read about insurance for you and your family in our Product Disclosure Statement .
If you want to change your insurance just send us a completed INSURANCE VARIATION form.
You will receive written confirmation when your new insurance arrangements have been processed.
Claim your insurance
We aim to process your claim through the insurer, AIG Life, as quickly as possible.
You can facilitate the process by notifying us as soon as you become aware of any circumstances which may result in you making a claim.
In processing the claim, additional information may be requested by either the insurer and/or us. This may include evidence of medical, financial and other matters.
You can find out more about insurance for you and your family in our Product Disclosure Statement .
If you want to make a claim, use the claim form which applies to you.
Please do not hesitate to contact us by email or phone if you require any assistance or clarification in regards to the claims process.
Contact details.....
For information about your super
EMAIL
members@pssap.gov.au
PHONE 1300 725 171
FAX 1300 662 406
POST PO Box 22 , BELCONNEN ACT 2616
Hope this helps.....
Australian Public Service - PSS Super scheme
