Coops,
Have you also spoken to your local Centrelink FIS (Financial Information Services) Officer? They will certainly (or at least they should...) give you independant information (not advice!) on current legislation on pension/super limits/RBLs/annuities etc and how they might apply in your situation. hey, your taxes have paid for their services, might as well use them if only to expand your knowledge. If you happen to be in Canberra I can give you the name of an excellent person to speak to.
BSB